Wednesday, 18 October 2017

Make Your Decision Wisely while Buying Your Dream Home/Apartment



“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” — Franklin D. Roosevelt


We make several decisions in life. Unfortunately, some of them fail while some succeed. Despite rich experience, intelligence and availability of information, people fail due to external distractions and disturbances. At times it raises doubts in people whether something is wrong with their decision-making. In this post, I will share my experiences while buying my dream home.

I stay in a single bedroom flat since I hail from a lower middle-class family. Most people think that I belong to an aristocratic or affluent background by looking at my profile on social media. In fact, I was born in a poor family and rose from humble origins without regular education. Fortunately, a piece of land I bought more than a decade ago appreciated and I utilized some of the money for my younger son’s overseas education. I decided to own a flat with the balance little money. However, I encountered several challenges such as wrong agents who pressurized me to buy the property. Some agents showed only two or three properties and pressurized me to buy. They did not show me more properties when I requested. When I clearly told my budget and location, they showed properties with legal litigations to trap me. Since I have the habit of gathering information from multiple sources before making decisions, I found them to be with irregularities and litigations. Some brokers pressurized me to buy property through their connections and by influencing my connections. But I did not succumb to such pressure tactics. In some cases, when I decided to buy property it was grabbed by other buyers. In some cases, brokers presented me wrong picture about the prices. When I enquired sellers through direct negotiations, I came to know that they did not fall within my budget. Likewise, I encountered several challenges to buy my dream flat.


Dos and Don’ts When You Buy Your Dream Home

“Find out where the people are going and buy the land before they get there.” —William Penn Adair

It is the dream of most people to own a flat or apartment in their lifetime. There are many precautions the buyers must take before buying property from sellers. There are lots of formalities and techniques involved in buying your dream home. Making a wise decision is key to own your flat. And making decision is not an easy one as your mind wanders from time to time depending on the available opportunities and the fluctuating prices. There are many channels involved in buying your apartment. Usually there is an agent or broker between the seller and the buyer. If you get a genuine agent who can serve as a bridge between the seller and buyer to clinch the deal with a win-win, you can accomplish your lifetime dream to buy your flat or home.  Here are some dos and don’ts to observe while buying your dream home:
  • Do research about the prospective areas for appreciation and good neighborhood.
  • Ensure that you have a good neighborhood to lead a pleasant and peaceful life.  
  • Check for quality of construction. Ensure that the builder complied with the rules and regulations and there is no deviation from the given plan to avoid paying any penalties to the authorities.
  • Look for communication and transportation facilities.
  • Look for legal aspects.


Make Your Decision Wisely

“You can’t have everything you want, but you can have the things that really matter to you.” — Marissa Mayer

When you want to buy your dream home there are certain factors that prevent you from moving forward such as fear of unknown, new location, finance, your emotional connection to the present house and concerns about the new neighborhood to name a few. If you accept the fact that change is the only thing constant in this world, you will take things in your stride to move forward aggressively to your new home with happiness and joy.

Make your decision based on your head, heart and gut. Don’t be sentimental and emotional. Wait for some time if thing don’t fall into place. Remember that everything happens for a reason. Buying your dream home requires patience and perseverance. Take a little longer time to buy your dream home as it is a lifetime investment. There are several costs involved while shifting your home. Hence, take all precautions and steps before buying your dream home and shifting into it.  Good luck!


“If you don’t own a home, buy one. If you own a home, buy another one. If you own two homes, buy a third.” — John Paulson, Hedge Fund Manager and billionaire




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Life is great!

Professor M.S.Rao
Founder of MSR Leadership Consultants India




Thanks for reading!

Kindly share your thoughts and comments below, I’m sure someone out there will find your story useful.



Copyright©2017 MSR Leadership Consultants India. All Rights Reserved. Reproduction in whole or in part without permission is prohibited.


This is a nonprofit blog to share Professor M.S.Rao’s passion and vision to build one million students as global leaders by 2030. Please don't cut articles from my blog and redistribute by email or post to the web. The use of this material is free provided copyright is acknowledged and reference or link is made to the Blog http://professormsraovision2030.blogspot.in.  This material may not be sold, or published in any form, or used in the provision of business services to a third party without permission.

Tuesday, 17 October 2017

How to Buy Your Dream Home/Flat?






“There is something permanent, and something extremely profound, in owning a home.” — Kenny Guinn


Everyone wants to own their dream flat or independent house. They must be clear in their mind how to proceed to accomplish their dream. Here is a series of steps to consider while buying your dream flat or home. 
·         Find out your budget, consider your age, employment and risk appetite.  
·         Identify the location that is promising and likely to appreciate outsmarting inflation.
·         Search for flats in that area within your budget.
·         Ensure that the flat is Vaastu compliant, if you believe in Vaastu.
·         Find out the prevailing prices in that area. Identify the hidden costs involved.
·         Ensure that the title of the property is clear.
·         Be clear about the terms and conditions including who pays commission to the broker or agent.
·         Find out the resale value.
·         Negotiate with the seller. Be flexible in your negotiations. If you like the flat, don’t hesitate to pay a little more. Check whether you can get loan for it.
·         Verify legal aspects. 
·         Register your property and get it furnished to suit your requirements and taste.
·         Come out of your comfort zone to move to your dream flat.


Make Your Decision Wisely

“You can’t have everything you want, but you can have the things that really matter to you.” — Marissa Mayer

Find out advertisements on properties and prepare a list of prospective sellers in your preferred location. Visit and verify them physically. Don’t get influenced by agents and brokers. Check everything from all quarters before making your decision. Be careful with fly by night operators in real estate business.  

Don’t lose your heart if you encounter frequent failures to own your dream flat. At times, things come very close to the deal but fail. It seems something better is awaiting you. Remember, everything happens for a reason. Dalai Lama rightly remarked, “Remember that not getting what you want is sometimes a wonderful stroke of luck.”

Make your decision based on your head, not heart because buying your flat involves logic and reasoning, not emotions. However, you must consider your emotions when you leave a house in which you stayed for many years.


Conclusion

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” — Maya Angelou

Buying a dream home/flat can be tiring especially if you are a first-time buyer. Don’t lose your hope and don’t get influenced by brokers and agents. Buy it where you find positive vibrations. If you find any negative signals, avoid purchasing it.  To summarize, buying your dream flat or home is easier said than done. You must make decisions based on the prevailing scenario. Don’t regret if there are any gaps between your expectations and realities because what was right yesterday is not right today and what is right today may not be right tomorrow.

Good luck!


“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.” — Mark Twain









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Life is great!

Professor M.S.Rao
Founder of MSR Leadership Consultants India




Thanks for reading!

Kindly share your thoughts and comments below, I’m sure someone out there will find your story useful.



Copyright©2017 MSR Leadership Consultants India. All Rights Reserved. Reproduction in whole or in part without permission is prohibited.


This is a nonprofit blog to share Professor M.S.Rao’s passion and vision to build one million students as global leaders by 2030. Please don't cut articles from my blog and redistribute by email or post to the web. The use of this material is free provided copyright is acknowledged and reference or link is made to the Blog http://professormsraovision2030.blogspot.in.  This material may not be sold, or published in any form, or used in the provision of business services to a third party without permission.

Sunday, 8 October 2017

Free Chapter ― Professor M.S.Rao’s Upcoming Book “Soft Skills: Breaking Barriers and Building Bridges”



Dear friends,

I am excited to share with you that I authored a book on soft skills which can be used for both academic and reference purposes. It is tentatively titled, “Soft Skills: Breaking Barriers and Building Bridges.” Here are the details about the book with a free chapter. I would appreciate if you could share your thoughts about this book on social media channels including Facebook, Twitter, LinkedIn and Google+.

About The Book

“You can make more friends in two months by becoming really interested in other people than you can in two years by trying to get other people interested in you. Which is just another way of saying that the way to make a friend is to be one.” — Dale Carnegie

This book strives to achieve sanctimonious status to the soft skills discipline. It explores soft skills in global organizations and educational institutions. It emphasizes the significance of soft skills and explains the methods to acquire soft skills.  It differentiates between soft and hard skills. It enlightens that a judicious blend of hard and soft skills is essential to achieve professional and leadership success. It crafts course curriculum for soft skills. It unveils the list of soft skills essential for leaders. It explores tools and techniques to measure soft skills. It coins an innovative evaluation tool―Meka’s Five-Level Model to measure soft skills training. It implores to build hard skills but mind soft skills. It calls for appreciating others to make a difference.  It is a universal book to improve your attitude, personality and behavior to achieve all-round success.

This book can be used for academic and reference purposes. It is a short course on soft skills to achieve your career and leadership success. You can easily toss the book into a briefcase or purse and read here and there as time allows. It is a quick reference guide for educators, executives, leaners and leaders to achieve personal and professional success.  


“With realization of one's own potential and self-confidence in one's ability, one can build a better world.” — Dalai Lama  

Most people talk about building confidence but they are not aware of the right tools and techniques to build confidence. In fact, confidence is the first step to achieve peace, happiness and success. Confidence is essential in every aspect of life throughout the day and every moment. Hence, we will discuss confidence; differentiate between confidence and overconfidence; and explore tools and techniques to build confidence.


Confidence versus Overconfidence

Confidence should not be confused with overconfidence. Confidence means when you think that you can execute the tasks effectively whereas overconfidence means when you think that you can alone execute the tasks effectively. Confident people are aware of their limitations while overconfident people ignore them. In my personal life, I made many decisions hastily resulting in lots of failures. I was overconfident and felt that things would fall into place automatically and would achieve the desired outcomes. But I failed miserably in many instances. The only solace is that I learned lessons from each failure and evolved as an educator and executive coach. My failures served as inspiring stories during my leadership training programs and coaching sessions. It is obvious that things will fall into place automatically reflects overconfidence. On the other hand, if people take risk factor into account and act with firmness and calmness, it reflects confidence. Currently I started making decisions slowly and cautiously because of my previous failures and the success rate is relatively higher now. Therefore, people must analyze, understand themselves and learn from their failures to excel as a confident person.


Tips to Build Your Confidence

It is easy to excel as a confident person, if you understand the tools and techniques. Here are some tools and techniques to build your confidence.
  • Believe in yourself. Unless you believe in yourself the world doesn’t believe in you.
  • Journal your feelings, emotions, egos and observations regularly. Analyze them.
  • Overcome your apprehensions and superstitions.
  • Silence your inner critic.
  • Maintain positive attitude.
  • Surround with positive people.
  • Praise others graciously and liberally.
  • Dress well with comfortable clothes and shoes.
  • Exercise regularly to energize your body.
  • Maintain positive body language.
  • Remain calm under uncertainty and stress.
  • Love yourself. Unless you love yourself, you cannot love others.
  • Set your goals in such a way that you feel uncomfortable to share with your friends and relatives about them.
  • Don’t compare with others. You are a unique gift to the world. Nobody can be like you.
  • Don’t focus too much on your weaknesses. Instead, focus on your strengths but guard from your weaknesses.
  • Stretch yourself by coming out of your comfort zone.
  • Execute tasks with thorough preparation without any fear. 
  • Anticipate distractions and failures. 
  • Don’t worry excessively about your mistakes. Mistakes are the learning lessons. Remember, everyone makes mistakes and nobody can grow without making mistakes.
  • Develop an attitude to understand the circumstances which are beyond your control.
  • Take feedback to identify your successes and especially failures.
  • Emphasize excellence, not perfection because perfection wastes a lot of your precious time, money and energy.

Visualize that you are successful. Entertain positive thoughts and downplay your negative thoughts. Remember that nobody is perfect in this world. Identify your inborn talents to leverage them. Build skills around them. Shift from a fixed mindset to a growth mindset. Learn from failures. Consult experts and seek their guidance. Don’t hesitate to learn from others irrespective of rank and position. Everyone is good at something. Identify, develop, and leverage them. Acquire and share your knowledge with others. Be creative to stand out from others. Be altruistic to make a difference in the lives of others.


Conclusion

We are born with certain gifts to change this world. Hence, nurture your nature. Identify what kind of seed in you, explore and exploit it completely.

Life is full of challenges. It throws both opportunities and threats. Don’t be overjoyed by opportunities and get upset by threats. Take challenges in your stride to build your confidence.

There is a thin line separating confidence and overconfidence. Understand the difference and raise your bar constantly by emphasizing excellence. Remember that overconfidence kills your opportunities. Hence, believe in yourself and be confident to achieve an amazing success in all aspects of your life.

Note: Here is the link to purchase my bestselling book ‘Soft Skills: Your Step-by-Step Guide to Overcome Workplace Challenges to Excel as a Leader URL: https://www.amazon.com/Soft-Skills-Overcome-Workplace-Challenges/dp/1628653035


Life is great!

Professor M.S.Rao
Founder of MSR Leadership Consultants India




Thanks for reading!

Kindly share your thoughts and comments below, I’m sure someone out there will find your story useful.


Copyright©2017 MSR Leadership Consultants India. All Rights Reserved. Reproduction in whole or in part without permission is prohibited.

This is a nonprofit blog to share Professor M.S.Rao’s passion and vision to build one million students as global leaders by 2030. Please don't cut articles from my blog and redistribute by email or post to the web. The use of this material is free provided copyright is acknowledged and reference or link is made to the Blog http://professormsraovision2030.blogspot.in.  This material may not be sold, or published in any form, or used in the provision of business services to a third party without permission.


Sunday, 13 August 2017

Professor M.S.Rao’s Profile — International Management Guru, Keynote Speaker & Author of 36 Leadership Books





Professor M.S.Rao is an international leadership guru and an internationally acclaimed executive coach, educator, author, speaker, and consultant. He is a sought-after keynote speaker globally.  He earned a PhD in Soft Skills.  He has 36 years of experience in leadership development and conducts training programs for various corporates and educational institutions. His areas of interest include Leadership, Executive Coaching and Executive Education. He is passionate about serving and making a difference in the lives of others.  His vision is to build one million students as global leaders by 2030 URL: http://professormsraovision2030.blogspot.in/2014/12/professor-m-s-raos-vision-2030-one_31.html that is the winner of Leadership 500 Excellence Awards 2015.  Here is a list of international eminent personalities and management thinkers who provided their kind forewords for some of his books: His Holiness Dalai Lama, Marshall Goldsmith, Dave Ulrich, Chip R. Bell, Ken Shelton, Jim Kouzes, Barry Posner, Mark C. Thompson, Dr. Nido R. Qubein, Dr. Alan Weiss, David Clutterbuck, James Strock, John H. Zenger, Fons Trompenaars, Norm Smallwood, Howard M. Guttman, Dr. Tony Alessandra, Jim Cathcart, Chris Widener, John Baldoni, Lois J. Zachary, Dennis Carey, Kate Sweetman, Subir Chowdhury, Soumitra Dutta (Dean), Debra Benton, Gerard Seijts, John Spence, Bill Treasurer, Frank Sonnenberg and Kiran Bedi.

He is the father of ‘Soft Leadership’ and founder of MSR Leadership Consultants, India. He has made the biggest impact on the world with his Soft Leadership which can be applied for companies and countries to achieve excellence. He is the author of 36 books including award-winning 21 Success Sutras for CEOs http://www.amazon.com/21-Success-Sutras-Ceos-Rao/dp/162865290X. He has published more than 250 papers and articles in international publications including Leader to Leader, Leadership Excellence, T+D Magazine (ATD), Talent Management and Emerald. 

His award-winning book, "21 Success Sutras for Leaders" URL: http://www.amazon.com/21-Success-Sutras-Leaders-ebook/dp/B00AK98ELI was ranked as one of ten finalists for the Department of Leadership Studies Outstanding Leadership Book Award – 2013 at the University of San Diego. URL: http://www.sandiego.edu/soles/departments/leadership-studies/thought-leadership/book-award.php. His book "Success Tools for CEO Coaches" is the Award Winner from Small Business Book Awards, USA for 2014 URL: http://bookawards.smallbiztrends.com/management-2014/success-tools-for-ceo-coaches-8/.  He received International Award - ‘International Coach of the Year 2013’ from Prestigious ‘Comprehensive Coaching U, Inc’ URL http://www.coachinstitute.com/CoachoftheYear/winners.html.  He received Outstanding Reviewer for Human Resource Management International Digest in the Emerald Literati Network 2015 Awards for Excellence.  URL: http://www.emeraldgrouppublishing.com/authors/literati/awards.htm?year=2015. He coined an innovative teaching tool – Meka’s Method; leadership training tool – 11E Leadership Grid; and leadership learning tool – Soft Leadership Grid, based on his new leadership style, ‘Soft Leadership.’ He serves as an Advisor and Judge for several prestigious international organizations Global Leadership Awards, Malaysia. URL: http://globalleadershipawards.com/HTML/judges.html, Middle East Business Leaders Summits & Awards, Dubai URL: http://www.meblsa.com/judges.html  and for Small Business Book Awards, USA.

He is honored as an upcoming International Leadership Guru by Global Top Gurus 30 Leadership URL: http://globalgurus.org/upcoming-leadership-gurus/. He serves on the editorial boards of various prestigious international journals including Development and Learning in Organizations, URL: http://emeraldgrouppublishing.com/products/journals/editorial_team.htm?id=dlo of Emerald, U.K, and The Journal of Values Based Leadership USA.  His Amazon book link is: http://www.amazon.com/M.-S.-Rao/e/B00MB63BKM   Most of his work is available free of charge on his four blogs http://professormsraovision2030.blogspot.in, http://profmsr.blogspot.com, http://professormsrao.blogspot.com  and http://professormsraoguru.blogspot.com. View his Klout Score https://klout.com/#/professormsrao.   He is a dynamic, energetic and inspirational leadership speaker. You can follow him on Twitter at @professormsrao.





References




Professor M. S. Rao’s Humble Origins: https://www.youtube.com/watch?v=OLs-BA01Rro&feature=youtu.be  




Life is great!



Professor M.S.Rao

Founder of MSR Leadership Consultants India